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Stamp duty on a £275,000 house

Reviewed by ClearPayslip editorial teamUpdated on Methodology

Calculated with official data from Stamp Duty Land Tax: residential property rates (GOV.UK) · Higher rates of Stamp Duty Land Tax (HMRC) · +2

Short answer

Stamp duty on a £275,000 home in England or Northern Ireland is £3,750 if you are moving home (1.36% of the price). A first-time buyer pays £0, saving £3,750. For an additional property it is £17,500. In Scotland LBTT is £3,350 and in Wales LTT is £3,000.

Stamp Duty Land Tax (SDLT)

£3,750

1.36% of the price

0% on £0–£125,000
£0
2% on £125,000–£250,000
£2,500
5% on £250,000–£275,000
£1,250

Residential purchase of a single dwelling. Excludes the 2% SDLT surcharge for non-UK residents, multiple dwellings and non-residential property. Not tax advice.

Key facts

  • Home mover (England & NI):£3,750.
  • First-time buyer (England & NI):£0.
  • Second home or buy-to-let (England & NI):£17,500.
  • Scotland (LBTT):£3,350; Wales (LTT): £3,000.

Stamp duty on £275,000 by buyer and nation

Home moverFirst-time buyerAdditional property
England and Northern Ireland (SDLT)£3,750£0£17,500
Scotland (LBTT)£3,350£2,750£25,350
Wales (LTT)£3,000£3,000£17,450

What is specific to a £275,000 purchase

  • England and Northern Ireland (SDLT): the top of the price falls in the 5% band, with £25,000 of the price above £250,000.
  • Scotland (LBTT): the top of the price falls in the 5% band, with £25,000 of the price above £250,000. The 10% band starts £50,000 higher, at £325,000.
  • Wales (LTT): the top of the price falls in the 6% band, with £50,000 of the price above £225,000.
  • First-time buyers in England and NI pay nothing at this price: their nil-rate band reaches £300,000.
  • For a home mover, Wales is the cheapest nation at this price and England and Northern Ireland the dearest, £750 apart.

How it is calculated (England and Northern Ireland)

  • 0% on the first £125,000 = £0
  • 2% on the next £125,000 = £2,500
  • 5% on the next £25,000 = £1,250
  • Total: £3,750

First-time buyer: 0% on the first £275,000 = £0. Total £0.

Additional property: the standard £3,750 plus 5% of the whole price (£13,750) = £17,500.

Scotland and Wales

  • Scotland (LBTT): £3,350 for a home mover, £2,750 for a first-time buyer and £25,350 with the 8% Additional Dwelling Supplement.
  • Wales (LTT): £3,000 at the main rates (also for first-time buyers) and £17,450 at the higher rates for an additional property.

Frequently asked questions

How much is stamp duty on £275,000?

£3,750 in England and Northern Ireland for a home mover, £0 for a first-time buyer and £17,500 for an additional property.

How much stamp duty on £275,000 for a first-time buyer?

£0 in England and Northern Ireland, £2,750 in Scotland and £3,000 in Wales, which has no first-time buyer relief.

Official sources