Skip to content

Stamp duty on a £325,000 house

Reviewed by ClearPayslip editorial teamUpdated on Methodology

Calculated with official data from Stamp Duty Land Tax: residential property rates (GOV.UK) · Higher rates of Stamp Duty Land Tax (HMRC) · +2

Short answer

Stamp duty on a £325,000 home in England or Northern Ireland is £6,250 if you are moving home (1.92% of the price). A first-time buyer pays £1,250, saving £5,000. For an additional property it is £22,500. In Scotland LBTT is £5,850 and in Wales LTT is £6,000.

Stamp Duty Land Tax (SDLT)

£6,250

1.92% of the price

0% on £0–£125,000
£0
2% on £125,000–£250,000
£2,500
5% on £250,000–£325,000
£3,750

Residential purchase of a single dwelling. Excludes the 2% SDLT surcharge for non-UK residents, multiple dwellings and non-residential property. Not tax advice.

Key facts

  • Home mover (England & NI):£6,250.
  • First-time buyer (England & NI):£1,250.
  • Second home or buy-to-let (England & NI):£22,500.
  • Scotland (LBTT):£5,850; Wales (LTT): £6,000.

Stamp duty on £325,000 by buyer and nation

Home moverFirst-time buyerAdditional property
England and Northern Ireland (SDLT)£6,250£1,250£22,500
Scotland (LBTT)£5,850£5,250£31,850
Wales (LTT)£6,000£6,000£22,450

What is specific to a £325,000 purchase

  • England and Northern Ireland (SDLT): the top of the price falls in the 5% band, with £75,000 of the price above £250,000.
  • Scotland (LBTT): the top of the price falls in the 5% band, with £75,000 of the price above £250,000. The 10% band starts £0 higher, at £325,000.
  • Wales (LTT): the top of the price falls in the 6% band, with £100,000 of the price above £225,000.
  • First-time buyers keep the relief up to £500,000: £175,000 of headroom before the whole relief is lost.
  • For a home mover, Scotland is the cheapest nation at this price and England and Northern Ireland the dearest, £400 apart.

How it is calculated (England and Northern Ireland)

  • 0% on the first £125,000 = £0
  • 2% on the next £125,000 = £2,500
  • 5% on the next £75,000 = £3,750
  • Total: £6,250

First-time buyer: 0% on the first £300,000 = £0; 5% on the next £25,000 = £1,250. Total £1,250.

Additional property: the standard £6,250 plus 5% of the whole price (£16,250) = £22,500.

Scotland and Wales

  • Scotland (LBTT): £5,850 for a home mover, £5,250 for a first-time buyer and £31,850 with the 8% Additional Dwelling Supplement.
  • Wales (LTT): £6,000 at the main rates (also for first-time buyers) and £22,450 at the higher rates for an additional property.

Frequently asked questions

How much is stamp duty on £325,000?

£6,250 in England and Northern Ireland for a home mover, £1,250 for a first-time buyer and £22,500 for an additional property.

How much stamp duty on £325,000 for a first-time buyer?

£1,250 in England and Northern Ireland, £5,250 in Scotland and £6,000 in Wales, which has no first-time buyer relief.

Official sources